Loans | Saint Louis Bank

Business Lending

Financing tailored to your business.


Your business deserves to reach its full potential.

You've worked hard to get to where you are, and now you're ready to go even further. Whether upgrading equipment, expanding your operations, or acquiring new assets, we're here to help fuel your goals.

Our common sense approach looks beyond the numbers—because we know no one size fits all. We are dedicated to driving our region forward and know that when our clients win, our entire region wins.


Working Capital

We offer annually renewable credit facilities with floating interest rates to provide cash flow for operations. We also offer contract lines of credit financing to fund major, one-time projects.


Business Loans Working Capital Man Woman Inventory

Commercial Term

Borrowers can select fixed or floating rates to cover merger and acquisition costs — or to purchase equipment and other fixed assets.

Business Loans Commercial Term Man Woman Clothing

Commercial Letters of Credit

We issue standby letters of credit for vendor support and surety needs, as well as state sales tax and commercial import letters of credit.

Business Loans Commercial Letters Women Running Store

Commercial Construction

Our team can provide phased financing from land acquisition through development, construction and occupancy for distribution, retail, industrial and office properties. We also offer land acquisition and development loans for commercial and residential real estate projects.

Business Loans Commercial Construction Men Building

Commercial Real Estate Mini-Perm

We offer permanent financing on owner-occupied commercial buildings and distribution, retail, industrial, multi-family and office properties purchased for investment. 

Business Loans Commercial Real Estate Mini Perm Man Store

Small Business Administration (SBA)

As a Preferred Lender we collaborate with the U.S. Small Business Administration (SBA) to provide guaranteed equipment and working capital financing through SBA’s 7a program and loans for fixed assets via its 504 program.

Business Loans Small Business Man Fixing Bicycle


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