Loans | Saint Louis Bank

Business Lending

When you invest in your business, you invest in the community.


Success requires more than just a great idea.

We combine experience and innovative solutions to address short- and long-term financing, cash management and information reporting needs.


Working Capital

We offer annually renewable credit facilities with floating interest rates to provide cash flow for operations. We also offer contract lines of credit financing to fund major, one-time projects.


Business Loans Working Capital Man Woman Inventory

Commercial Term

Borrowers can select fixed or floating rates to cover merger and acquisition costs — or to purchase equipment and other fixed assets.

Business Loans Commercial Term Man Woman Clothing

Commercial Letters of Credit

We issue standby letters of credit for vendor support and surety needs, as well as state sales tax and commercial import letters of credit.

Business Loans Commercial Letters Women Running Store

Commercial Construction

Our team can provide phased financing from land acquisition through development, construction and occupancy for distribution, retail, industrial and office properties. We also offer land acquisition and development loans for commercial and residential real estate projects.

Business Loans Commercial Construction Men Building

Commercial Real Estate Mini-Perm

We offer permanent financing on owner-occupied commercial buildings and distribution, retail, industrial, multi-family and office properties purchased for investment. 

Business Loans Commercial Real Estate Mini Perm Man Store

Small Business Administration (SBA)

As a Preferred Lender we collaborate with the U.S. Small Business Administration (SBA) to provide guaranteed equipment and working capital financing through SBA’s 7a program and loans for fixed assets via its 504 program.

Business Loans Small Business Man Fixing Bicycle


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