Deposit Rates

Certificates of Deposit - Less than 100k*
TermMinimum Balance  Interest Rate % APY
30-89 days $1,000 0.30 0.30
90-180 days $1,000 0.40 0.40
6-11 month $1,000 0.55 0.55
12-17 Month $1,000 1.00 1.00
18-23 Month $1,000 1.10 1.10
24-35 Month $1,000 1.24 1.25
36-47 Month $1,000 1.34 1.35
48-59 Month $1,000 1.54 1.55
60 Month $1,000 1.94 1.95

 

Certificates of Deposit - More than 100k*
TermMinimum Balance  Interest Rate % APY
30-89 days $100,000 0.40 0.40
90-180 days $100,000 0.50 0.50
6-11 month $100,000 0.65 0.65
12-17 Month $100,000 1.10 1.10
18-23 Month $100,000 1.19 1.20
24-35 Month $100,000 1.34 1.35
36-47 Month $100,000 1.44 1.45
48-59 Month $100,000 1.64 1.65
60 Month $100,000 2.03 2.05
 APY Calculation Methods:
*365/365 Simple, Compounded Quarterly
INTEREST RATES AND APY ARE SUBJECT TO CHANGE AT ANY TIME
IRA Accounts*
TermMinimum BalanceInterest Rate %APY
90-180 days $1,000

0.40

0.40
6-11 Month $1,000 0.55 0.55
12-17 Month $1,000 1.00 1.00
18-23 Month $1,000 1.10 1.10
24-35 Month $1,000 1.24 1.25
36-47 Month $1,000 1.34 1.35
48-59 Month $1,000

1.54

1.55
60 Month $1,000 1.94 1.95
IRA Savings $25 0.15 0.15

For rates on IRA's $100,000+ please see a personal banker.

 

Consumer Accounts**
 Minimum BalanceInterest Rate %APY
Senior Interest Checking $2,500 0.05 0.05
Interest Checking $1,000 0.05 0.05
Personal Money Market $50,000 or more 0.40 0.40
  $25,000-$49,999.99 0.40 0.40
  $10,000-$24,999.99 0.40 0.40
  $1,000-$9,999.99 0.10 0.10
Regular Savings $25,000 or more 0.15 0.15
  $10,000-$24,999.99 0.15 0.15
  Under $10,000 0.15 0.15
Lil' League Savers  $0.01 0.15 0.15

 

Business Accounts**
 Minimum BalanceInterest Rate %APY
Business Interest Checking $1,000 0.05 0.05
Business Money Market $50,000 or more 0.25 0.25
  $25,000 -$49,999.99 0.25 0.25
  $10,000 -$24,999.99 0.25 0.25
  $1,000 -$9,999.99 0.10 0.10

 

APY Calculation Methods:
*365/365 Simple, Compounded Quarterly
**Actual/Actual Simple, Compounded Monthly
INTEREST RATES AND APY ARE SUBJECT TO CHANGE AT ANY TIME
For all accounts other than CD's, rates are subject to change after opening