Certificates of Deposit/IRA Certificates of Deposit

St. Louis Bank offers a variety of Certificates of Deposit (CDs) and IRA Certificates of Deposit to fit your financial situation. Regular CDs and IRA CDs begin at $1,000.

 

Certificates of Deposit - Less than 100k*
TermMinimum Balance  Interest Rate % APY
30-89 days $1,000 0.30 0.30
90-180 days $1,000 0.40 0.40
6-11 month $1,000 0.55 0.55
12-17 Month $1,000 1.00 1.00
18-23 Month $1,000 1.10 1.10
24-35 Month $1,000 1.24 1.25
36-47 Month $1,000 1.34 1.35
48-59 Month $1,000 1.54 1.55
60 Month $1,000 1.94 1.95

 

Certificates of Deposit - More than 100k*
TermMinimum Balance  Interest Rate % APY
30-89 days $100,000 0.40 0.40
90-180 days $100,000 0.50 0.50
6-11 month $100,000 0.65 0.65
12-17 Month $100,000 1.10 1.10
18-23 Month $100,000 1.19 1.20
24-35 Month $100,000 1.34 1.35
36-47 Month $100,000 1.44 1.45
48-59 Month $100,000 1.64 1.65
60 Month $100,000 2.03 2.05
 APY Calculation Methods:
*365/365 Simple, Compounded Quarterly
INTEREST RATES AND APY ARE SUBJECT TO CHANGE AT ANY TIME